2nd quarter 2014

First half 2014

(Consolidated figures. Figures in parentheses refer to the same period of 2013 unless otherwise stated)

• Pre-tax profit: NOK 1,165m (782m)
• Net profit: NOK 963m (606m)
• Return on equity: 16.8 per cent (11.9 per cent)
• Growth in lending: 5.1 per cent (8.4 per cent) last 12 months
• Growth in deposits: 7.4 per cent (7.3 per cent) last 12 months
• Loan losses: NOK 32m (38m)
• CET1 capital adequacy: 11.4 per cent (10.3 per cent)
• Earnings per EC: NOK 4.77 (2.99)

Second quarter 2014

• Pre-tax profit: NOK 568m (391m)
• Net profit: NOK 464m (285m)
• Return on equity: 16.0 per cent (11.1 per cent)
• Loan losses: NOK 15m (21m)
• Earnings per EC: NOK 2.29 (1.43)