Equity capital certificate ratio
| (NOK million) | 31 Mar 2014 | 31 Dec 2013 |
| ECC capital | 2,597 | 2,597 |
| Dividend equalisation reserve | 2,496 | 2,496 |
| Premium reserve | 895 | 895 |
| Unrealised gains reserve | 126 | 126 |
| A. The equity capital certificate owners' capital | 6,114 | 6,114 |
| Ownerless capital | 3,276 | 3,276 |
| Unrealised gains reserve | 69 | 69 |
| B. The saving bank reserve | 3,345 | 3,345 |
| To be disbursed from gift fund | - | 124 |
| Dividend declared | - | 227 |
| Equity ex. profit | 9,459 | 9,811 |
| Equity capital certificate ratio A/(A+B) | 64.64 % | 64.64 % |
| Equity capital certificate ratio for distribution | 64.64 % | 64.64 % |
