2nd quarter 2013

First half 2013

(Consolidated figures. Figures in parentheses refer to the same period of 2012 unless otherwise stated)

• Profit before tax: NOK 782m (661m)
• Net profit: NOK 606m (510m)
• Return on equity: 11.9 per cent (11.7 per cent)
• 12-month growth in lending: 8.4 per cent (10.6 per cent), in deposits: 7.3 per cent (12.0 per cent)
• Loan losses: NOK 38m (25m)
• Common equity tier 1 (CET1) ratio: 10.3 per cent (9.5 per cent)
• Earnings per EC: NOK 2.99 (2.63)

Second quarter 2013

• Profit before tax: NOK 391m (328m)
• Net profit: NOK 285m (238m)
• Return on equity: 11.1 per cent (10.7 per cent)
• Loan losses: NOK 21m (17m)
• Earnings per EC: NOK 1.43 (1.22)